Professional Real Estate Consulting

Take Your Portfolio To Greater Heights
Get EducatedTake A Quiz

Make The Right Investment Today!

Get A Free Consultation

Don’t Settle For Less

All-In-One Consultation

R

Personalised Service

 

U

Needs Recognition

 

Financial Planning

 

Market Analysis

 

e

Investment Suggestions

 

Yield Calculations

 

r

Risk Assessment

 

Property Viewing

 

Purchase Decision

 

Financial Consulting

A professional financial calculation can help to save up your time. What if you thought you can afford a property but is actually not financially able to? What if you can actually invest more but you did not know? You thought that you have included all cost but missed out a few. A financial calculation is very important as it allows you to know your affordability up to your rate of return.

Performance Analysis

Do you know how well is your property performing right now? Are there any strategies to increase your portfolio safely? How long are you intending to hold your property? Are you able to invest in one more property without using your savings? Increasing your property portfolio is important such that your wealth can increase as well. This has to be done through proper planning.

Legacy Planning

What do you want to leave for yourself when you retire? What you want to leave as your legacy when you’re at a better place. This all has to start now. Imagine starting early, accumulating your assets, multiplying your assets and finally consolidating your assets so that you can retire comfortably. This all does not happen overnight. It will be too late if you want to start when you need the money.

Is Early Repayment Of Loan A Good Option?

Do you have a loan and you are wondering if you should repay the loan as soon as possible so that you would not be paying more interest over the course of the loan? Should you keep the current loan and continue to pay a monthly/yearly payment or clear the …

Is Early Repayment Of Loan A Good Option?

Discounted CashFlow Method of Analysis

Discounted CashFlow(DCF) Method is widely used for income producing properties. Properties such as rental properties can use DCF method. DCF involves discounting all the future perceived value to the present. It can be used to calculate your Internal Rate …

discounted cash flow method singapore

How Does Price Level Adjusted Mortgage Work?

In this post, I will be sharing with you about this alternative mortgage called Price Level Adjusted Mortgage (PLAM). This mortgage is one of the many mortgages that is used such as the Fixed Rate Mortgage (FRM) and Adjustable Rate Mortgage …

How Does Price Level Adjusted Mortgage Work?

Buy A Condo When You’re Young, Or You Will Regret

Many young adults in Singapore envision themselves to own a property only after they are married. The first property that they are planning to buy is usually a Build-To-Order(BTO) HDB flat. It is cheaper than a private property and the government even …

Buy A Condo When You're Young, Or You Will Regret

Why Is It Wise to Take A Loan?

Taking a loan is an important decision that you need to make as it will lead you into debt. Especially for real estate loans, where the loan quantum is very large and would result in you being heavily in debt. However, taking a loan for a property is actually not …

why is it wise to take a loan

Mortgage Basics You Need To Know

In this post, I will share with you about the system of mortgages. On how mortgages works and why would the bank want to provide mortgages. I will move on to talk about Fixed Rate Mortgage (FRM) and Variable Rate Mortgage (VRM). I will talk about …

Mortgage Basics You Need To Know

If You Stay In HDB, Dream On Retiring, Find Out Why?

If you are currently staying in a HDB flat and have been checking on your housing prices, most of your would have noticed that the price of your property have remained stagnant or have not been increasing over these few years. Table 1 shows the resale …

If You Stay In HDB, Dream On Retiring, Find Out Why?

Incremental Hidden Borrowing Cost

There are many different types of mortgage available with different contractual terms and conditions. You have a hard time choosing on which mortgage would be the most cost-effective one. In this post, I will share with you on Incremental Borrowing …

Incremental Hidden Borrowing Cost

How Does Adjustable Rate Mortgage Work?

In this post, I will share with you more about mortgages specifically Adjustable Rate Mortgages (ARM). I will share on how ARM helps to solve problems that are caused by Fixed Rate Mortgages (FRM) that I mentioned in my previous post. I will also show …

How Does Adjustable Rate Mortgage Work?

The Secret To Making Money From Investment Properties

How Does An Investor Actually Make Money From Real Estate Have you hear about people complaining that real estate yield is low. At times, even if owners are renting out their property, they still have to come up with additional capital to pay...
The Secret To Making Money From Investment Properties

Take A Short Quiz

Do You Think You Can Retire Comfortably? Find Out Here.

Property retirement Singapore

Only 2/10 Can Really Retire Comfortably When They Are 60 Years Old. Can You?

On a scale of 1 to 5. How confident do you feel that you can retire comfortably? 1 being the least confident and 5 being the most confident.
1
2
3
4
5

Correct!

Wrong!

Have you devised a plan for your retirement?
Yes, all planned out.
Yes, but have not taken any action yet.
No, I have never planned for retirement.

Correct!

Wrong!

Have you thought of a way to provide you with passive income at the time of retiring?
Yes, I am receiving passive income right now.
Yes, I thought of it but have not taken action
No, I will only use from my savings

Correct!

Wrong!

Do you force yourself to save every month?
Yes
No

Correct!

Wrong!

What percentage of your income is placed in investment and savings?
0%
1-10%
10-50%
50-80%

Correct!

Wrong!

How confident are you that you can have at least $1.5 Million at age 55?
Very confident
Slightly confident
Not so sure yet

Correct!

Wrong!

Share the quiz to show your results !

Find Out How You Can Use Property

As Your Retirement Plan Now!

Fill Up Your Details to Request For A Consultation

You Will See Your Results After You Submit Your Details

Click here if you don't want to fill the form

Are You Ready For Retirement?

I'm %%personality%%

%%description%%

But I'm also %%personality%%

%%description%%

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Engage Professional Advice

Let me know your needs so that I can craft out a suitable investment for you.

Get In Touch

13 + 13 =

Real Estate Consulting

Take Your Portfolio To Greater Heights
Get EducatedTake A Quiz

Make The Right Investment Today!

Get A Free Consultation

Don’t Settle For Less

All-In-One Consultation

R

Personalised Service

 

Market Analysis

 

r

Risk Assessment

 

U

Problem Recognition

 

e

Investment Suggestions

 

Property Viewing

 

Financial Planning

 

Yield Calculations

 

Purchase Decision

 

Financial Consulting

A professional financial calculation can help to save up your time. What if you thought you can afford a property but is actually not financially able to? What if you can actually invest more but you did not know? You thought that you have included all cost but missed out a few. A financial calculation is very important as it allows you to know your affordability up to your rate of return.

Performance Analysis

Do you know how well is your property performing right now? Are there any strategies to increase your portfolio safely? How long are you intending to hold your property? Are you able to invest in one more property without using your savings? Increasing your property portfolio is important such that your wealth can increase as well. This has to be done through proper planning.

Legacy Planning

What do you want to leave for yourself when you retire? What you want to leave as your legacy when you’re at a better place. This all has to start now. Imagine starting early, accumulating your assets, multiplying your assets and finally consolidating your assets so that you can retire comfortably. This all does not happen overnight. It will be too late if you want to start when you need the money.

Downgrade Your HDB If You Are Retiring, Why?

Time For Retirement You work your whole life, paying a mortgage for years. The bulk of your asset is stored in your HDB. You are going to retire, you stop working, stop getting monthly income. You are staying with your spouse in a proudly owned...
Downgrade Your HDB If You Are Retiring, Why?

If You Stay In HDB, Dream On Retiring, Find Out Why?

If you are currently staying in a HDB flat and have been checking on your housing prices, most of your would have noticed that the price of your property have remained stagnant or have not been increasing over these few years. Table 1 shows the resale …

If You Stay In HDB, Dream On Retiring, Find Out Why?

Discounted CashFlow Method of Analysis

Discounted CashFlow(DCF) Method is widely used for income producing properties. Properties such as rental properties can use DCF method. DCF involves discounting all the future perceived value to the present. It can be used to calculate your Internal Rate …

discounted cash flow method singapore

The Secret To Making Money From Investment Properties

How Does An Investor Actually Make Money From Real Estate Have you hear about people complaining that real estate yield is low. At times, even if owners are renting out their property, they still have to come up with additional capital to pay...
The Secret To Making Money From Investment Properties

Should You Refinance Your Loan?

Loan refinancing occurs with buyers who are currently paying an interest rate which is more than the current market rate. This usually occurs when interest rates are low. Refinancing is done by taking a new loan from another bank at a lower interest rate. …

Should You Refinance Your Loan?

How Does Adjustable Rate Mortgage Work?

In this post, I will share with you more about mortgages specifically Adjustable Rate Mortgages (ARM). I will share on how ARM helps to solve problems that are caused by Fixed Rate Mortgages (FRM) that I mentioned in my previous post. I will also show …

How Does Adjustable Rate Mortgage Work?

Buy A Condo When You’re Young, Or You Will Regret

Many young adults in Singapore envision themselves to own a property only after they are married. The first property that they are planning to buy is usually a Build-To-Order(BTO) HDB flat. It is cheaper than a private property and the government even …

Buy A Condo When You're Young, Or You Will Regret

Incremental Hidden Borrowing Cost

There are many different types of mortgage available with different contractual terms and conditions. You have a hard time choosing on which mortgage would be the most cost-effective one. In this post, I will share with you on Incremental Borrowing …

Incremental Hidden Borrowing Cost

Mortgage Basics You Need To Know

In this post, I will share with you about the system of mortgages. On how mortgages works and why would the bank want to provide mortgages. I will move on to talk about Fixed Rate Mortgage (FRM) and Variable Rate Mortgage (VRM). I will talk about …

Mortgage Basics You Need To Know

Can You Afford Your Monthly Loan Payment?

The interest rates of the loan determine how much monthly payments you will have to come out for your property. In Singapore, we do not have fixed rate mortgages. Our loan could be fixed for a period of time, 3 years, and after that 3 years it would be an …

Can You Afford Your Monthly Loan Payment?

Take A Short Quiz

Do You Think You Can Retire Comfortably? Find Out Here.

Property retirement Singapore

Only 2/10 Can Really Retire Comfortably When They Are 60 Years Old. Can You?

On a scale of 1 to 5. How confident do you feel that you can retire comfortably? 1 being the least confident and 5 being the most confident.
1
2
3
4
5

Correct!

Wrong!

Have you devised a plan for your retirement?
Yes, all planned out.
Yes, but have not taken any action yet.
No, I have never planned for retirement.

Correct!

Wrong!

Have you thought of a way to provide you with passive income at the time of retiring?
Yes, I am receiving passive income right now.
Yes, I thought of it but have not taken action
No, I will only use from my savings

Correct!

Wrong!

Do you force yourself to save every month?
Yes
No

Correct!

Wrong!

What percentage of your income is placed in investment and savings?
0%
1-10%
10-50%
50-80%

Correct!

Wrong!

How confident are you that you can have at least $1.5 Million at age 55?
Very confident
Slightly confident
Not so sure yet

Correct!

Wrong!

Share the quiz to show your results !

Find Out How You Can Use Property

As Your Retirement Plan Now!

Fill Up Your Details to Request For A Consultation

You Will See Your Results After You Submit Your Details

Click here if you don't want to fill the form

Are You Ready For Retirement?

I'm %%personality%%

%%description%%

But I'm also %%personality%%

%%description%%

Loading...

Engage Professional Advice

Let me know your needs so that I can craft out a suitable investment for you.

Get In Touch

3 + 12 =

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